Loan Repayment Calculator
This loan calculator will help you determine your monthly payments for different types of loans. Enter your loan amount, terms, and annual interest
rate, then select Calculate.
Get more personalized
help with loans
It's helpful to calculate loan repayment to determine the following:
- Your remaining loan balance
- Your monthly loan payment amount
- Impact of different interest rates on your loan balance
- How much interest you'll pay over the life of your loan
- The total loan payments you'll make to pay off the loan
- How long it will take to pay off
the loan - How interest rates and payments change based on the loan amount
A loan can help you make a variety of larger purchases that you may otherwise not be able to readily afford. Some examples of common purchases people use loans for are buying a home or a
car, paying for college, or reducing existing debt such as credit cards or
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All loans fall into one of two categories: secured or unsecured.
Secured loans, which include mortgage and auto loans, are tied to collateral assets, such as a car or a home. If you default on making payments for a secured loan, the lender can take possession of your collateral.
Unsecured loans are not tied to any collateral. If you default on making payments for an unsecured loan, the lender cannot automatically take possession of your property. Direct mail 5 7 15. Personal loans and student loans are the most common types of unsecured loans.
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The total cost of the loan is mostly impacted by the interest rate. Interest rates are determined by a number
of factors, including your credit score, income, and debt-to-income ratio (DTI). You can find out what all three
of these numbers are for You by signing up for Turbo
(it's completely free). You can also determine your monthly payment amounts using our loan payback calculator above.
Your credit score helps lenders understand how well you manage different forms of credit, such as loans, credit cards, and mortgages. A higher credit score generally increases your chances of getting lower and better interest rate offers. Turbo can show you how to improve your credit score, so you can gain access to better rates and more financial opportunities.